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For 05/16/2008
Programs Rate APR P&I
30 Year (Fixed) 5.875% 6.046% $887.31
15 Year (Fixed) 5.500% 5.764% $1225.63
3/1 Arm* 5.750% 5.527% $875.36
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.

Windermere Real Estate/Valley, Inc.

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